We turn access to capital into a growth advantage.
JNA3 Consulting exists for one reason: to help business owners move faster. We pair two financing engines — 0% financing and revenue-based bank statement loans — so the right dollars reach the right opportunity at the right time.
Two programs, one mission
Most lenders hand you one product and make your business fit it. We do the opposite — we match the program to the moment your business is in.
Growing a business takes capital, and the kind of capital matters. A $40K inventory restock and a $3M equipment fleet aren't the same problem — so we built two dedicated programs instead of forcing everything through one funnel.
Our primary division, jna3loans.com, delivers 0% financing for up to 18 months on amounts from $10K to $250K+. It's built for owners who qualify for promotional terms and want maximum flexibility with zero interest drag.
Our consulting division, jna3consulting.online, handles the bigger moves — bank statement loans up to $5M for equipment financing, factoring, working capital, and all loan types, qualified on revenue rather than credit scores alone.
What we believe
Capital should match the goal
Different opportunities need different money.
Owners come first
Terms should work for your cash flow, not against it.
Speed is leverage
Fast decisions let you act while opportunity is live.
Principles behind every deal
Financing is a relationship, not a transaction. These guide how we work.
Owner-focused
We work with the people running the business, not just the paperwork.
Outcome-driven
Every recommendation starts with where you're trying to go.
Transparent terms
0% means 0%. No surprise rate resets buried in the fine print.
Choose where to start
Both programs are built to help you grow and scale — pick the one that fits where your business is today.
0% Financing
jna3loans.com
Up to 18 months · $10K–$250K+ · zero interest runway for growth.
Explore the programBank Statement Loans
jna3consulting.online
Up to $5M · equipment, factoring & all loan types · revenue-based.
Explore the program